ICICI Bank Farm Loans: Here’s the Good News for ICICI Bank Farmers Amid Lockdown! ICICI Bank offers a range of agricultural loans. Their overdraft facility can be used to cover the cost of cultivation activities and working capital for agriculture and related activities. The bank offers term loans for the purchase of livestock, the purchase of irrigation equipment and other agricultural needs.

How to get an ICICI Bank agricultural loan?

Those interested can visit the nearest branch of ICICI Banks and get a farm loan.

How do you know the address of your nearest branch?

Click here

The second method to approach ICICI Bank is through an agro-food cooperative, to which you supply your products such as sugar cane, dairy products, etc.

Types of agricultural loans offered by ICICI Bank:

Farmer Finance supports you in a global approach to the operation. It supports in all aspects of agriculture. ICICI Banks agricultural loans meet your short and long term credit needs.

1. Retail Farm Loan – Kisan Credit Card / Kisan Card

Kisan Credit Card (KCC) is a credit card specially designed for farmers. This card gives you the option of convenient, hassle-free credit to meet your daily farming needs.

2. Long term loan for agriculture and related activities (Agri Term Loan)

Term loans can be obtained to purchase livestock or agricultural equipment under the Agricultural Term Loan (Agri TL) program of ICICI Bank. Repay these loans over a period of 3 to 4 years in monthly or semi-annual or annual installments as per your convenience.

What are the advantages of ICICI Bank Agriculture loans?

• Simplified documentation

• Easy and convenient loan

• Flexible loan repayment options based on your income

• Attractive interest rates

• No hidden costs

• Fast processing

• Non-mortgage loans are also available

Kisan Credit Card Limit:

Kisan credit card limit is sanctioned for 5 years with unique documentation and must be renewed annually based on your farming needs

ICICI Bank Kisan credit card: eligibility criteria

Here are the basic requirements to qualify for Kisan Credit Card from ICICI Bank:

The applicant must be in the age group of 18-70 years

Has agricultural land

ICICI Bank Kisan credit card: Documents required

You must submit the following documents while availing the loan:

• Simplified application form

• KYC documents

• Land documents

• Safety PDC

• Any other document, depending on the sanction condition

Direct link for KCC Application Form and Loan Agreement Form